Love your car. Love your financing.
Get pre-approved with Ontario Auto Loans and explore vehicle options that actually fit your budget. You’ll be matched with a trusted partner dealership and a dedicated car-buying expert who works for you, not the dealership.
Ontario Auto Loans connects drivers across Canada with personalized car financing support, clear options, and zero pressure. See what you qualify for, review your choices, and decide when you’re ready—no obligation to buy.
We are different.
Our rule: Approval First, Keys Second.
Ontario Auto Loans flips the traditional car-buying process. You get pre-approved before shopping, so every vehicle you see fits your budget and credit profile.
Stop guessing. Start driving.
Unlike traditional dealerships that push cars and hope the numbers work, Ontario Auto Loans only shows you vehicles you can realistically get approved for—no surprises, no bait-and-switch.
Local, Personal, Zero Hassle
You’re paired with a dedicated Ontario Auto Loans Finance Manager and personal shopper at a partner dealership near you, anywhere in Canada—online convenience with real human guidance.
More Cars, More Options. Still Local.
Ontario Auto Loans works coast to coast, connecting Canadians with cars and financing options beyond what any single dealership can offer—while keeping the experience local.
No Pressure. Just Options.
With Ontario Auto Loans, pre-approval doesn’t mean pressure. Discover what you qualify for, check out your options, and choose when—or if—you want to buy.
Designed for Your Buy or Trade
Whether you’re buying or trading in, Ontario Auto Loans gives you a full do-over on auto financing—without ever starting over at a dealership desk.
Find out your options. Know your budget.
At Ontario Auto Loans, we believe the future of car buying happens on your terms—not inside a dealership. Get pre-approved online, then choose a vehicle that fits your budget.
Unlike traditional dealerships, Ontario Auto Loans only shows you cars you can realistically finance. Work with a dedicated finance manager, explore your options, and experience the smarter, stress-free way to buy a car.
With Ontario Auto Loans, our growing network of Finance Managers is ready to help you secure the right car loan—anywhere in Canada.
Canadians Love How Easy Ontario Auto Loans Makes Car Financing.
At Ontario Auto Loans, our customers come first. Here’s what they love most about starting their car-buying journey with us.
“I was nervous at first that I wouldn't get approved, but managed to get a 2021 Corolla.”
— Maya R. from Toronto, ON
"This is my fourth car purchase, but first time ever doing it without a dealer. Shifter made it so easy."
— David H. from Calgary, AB
“I was approved with 6 months no payments which was a life saver at the beginning of the school year.”
— Hardeep C. from Winnipeg, MB
